The Finest Federal Credit Union New York City police members


Free checking and 24-hour access to your account are just a few ways The Finest Federal Credit Union is here to serve you. The Finest Checking Account has no monthly fees or minimum balance, and you’ll even earn interest on your deposited funds. That’s service most banks can’t match.
* Establishing a Reoccurring Deposit is Required

Interest bearing account

(currently at 0.20% APR*)

  • No minimum balance requirement
  • No monthly service or maintenance fees
  • Unlimited check writing (with available funds)
  • Free debit card with reoccurring deposit.
  • Surcharge-free ATMs at over 30,000 ATM locations across the country via the CO-OP Network
  • Online and Mobile Services, including:
    • Online Bill Pay
    • CU*Talk phone banking
    • Text Banking
    • It’sMe247 online banking
  • MobiMobile app
  • Overdraft Protection
  • EFT Disclosure


Please be advised that you can also set up your full payroll via the NYC NYCAPS link or a partial payroll deposit via our online secure form to be deposited into your Finest FCU account. These deposits are posted to your account the Wednesday prior to payday at approx. 5:00pm (EST).