Checking


We’re here to serve you. The Finest Checking Account is free and gives you 24/7 access to your account.

  • Interest bearing account (currently at 0.20% APR*)

  • No minimum balance requirement

  • No monthly service or maintenance fees

  • Unlimited check writing (with available funds)

  • Free debit card

  • Surcharge free ATMs at over 30,000 ATM locations across the country via the CO-OP Network

  • Online and Mobile Services, including:

    • MoneyMobile app

    • Text banking

    • CU*Talk phone banking

    • Online bill pay

    • It’sMe247 online banking


Set up your direct deposit with us!

Direct Deposit and Automatic Payroll Deduction

Please be advised that you can also set up your full payroll via the NYC NYCAPS link or a partial payroll deposit via our online secure form to be deposited into your Finest FCU account. These deposits are posted to your account the Wednesday prior to payday at approx. 5:00pm (EST).