Debit Cards

As a member of The Finest Federal Credit Union, you now have access to any Citibank branch ATM in the United States with no surcharges for withdrawals.

We’re now offering Mobile Wallet with both Apple Pay and Google Pay!

Access your funds wherever you are. The Finest Debit Card gives you access to your savings or checking account wherever you go. The Debit card can be used at ATMs worldwide or to pay for goods or services wherever Mastercard® is accepted. The funds will be deducted from your checking or savings account at The Finest.

* Establishing a Reoccurring Deposit is Required

Free when you open a checking account

  • Merchant “cash back” option is available at the time of purchase.
  • Surcharge-free ATM withdrawals using the CO-OP network. You have access to nearly 30,000 ATMs across the country. To locate a surcharge-free ATM in your area, click here or call 888-748-3266
  • To report a lost or stolen debit card call 800-528-2273 and then contact us at our main office (646-661-1886 or
  • Instant Issue debit cards. Get your free debit card the same day!


MobiMoney is a mobile app that offers our debit cardholders a convenient way to manage their debit cards including:

  • Activating and deactivating their cards
  • Receiving instant alerts on their mobile devices
  • Limiting usage based on location, merchant preferences, transaction type and threshold amounts
  • These innovative features help reduce fraudulent transactions.

To download The Finest Mobile App please use the store link for your mobile device:

Get it on Google Play
Go to the Apple store to download The Finest app