Membership


Proudly serving those who valiantly serve us!

The Finest Federal Credit Union is a not-for-profit, cooperative financial institution that is owned by its members. We are dedicated to helping our members improve their financial lives. The credit union offers a full array of lending, savings, checking and wealth management services to meet your banking needs.

Your money is safe and secure at The Finest Federal Credit Union. Your deposit accounts are federally insured by the National Credit Union Association (NCUA) for up to $250,000.


Who can join?

Membership in The Finest Federal Credit Union is open to employees of federal, state, county and municipal agencies or departments engaged in the police protection industry who work in the State of New York, meaning:

  • Government criminal investigation offices
  • Police departments
  • Drug enforcement agencies
  • FBI; federal police services
  • Highway patrols
  • Government marshals’ offices
  • Sheriffs’ and constables’ office (except court functions)
  • Emergency dispatch departments
  • State police
  • Park police
  • Correctional facilities
  • Transportation security agencies

Individuals eligible for membership also include:

Spouses of persons who died while within the field of membership of this credit union, employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate family or household; and organizations of such persons.
*Excludes courts, prosecution offices, parole offices or fire departments

How to join

It’s easy to join. Simply open a savings account with a deposit of $5.00. This becomes your “share” in the credit union and establishes you as a member of our cooperative financial institution.

Learn more about how to join The Finest Federal Credit Union by contacting us today or visit our branch at 59 Maiden Lane, Lobby, New York, NY.


New Member Information

Dear Member,

Thank you for becoming a member of The Finest Federal Credit Union. In order to activate your membership, you need to fund the account with a $5.00 par value deposit which can be accomplished in various ways (see below). Please see listed below some of the ways in which you can utilize your new account:

  • You can setup your NYC payroll to be deposited into your credit union account via the electronic ESS platform. You will need your full credit union account and bank/aba number which is given to you in a separate document.

  • You can stop by our main branch at 59 Maiden Lane, Lobby, New York, NY 10038 and make a deposit (or withdrawal). Our office hours are Monday-Friday 9 a.m. - 4 p.m. and we also have a 24-hour drop box.

  • You can mail a check or money order to our main branch at 59 Maiden Lane, Lobby, New York, NY 10038.

  • You can stop by one of our four (4) NYC shared branches. They are located at the following addresses and you will need to tell them you’re a member of the Finest FCU and give them your credit union account number. If making a large cash withdrawal, please call at least one day prior to ensure funds are available:

    • Consumers Federal Credit Union located at 425 Neptune Avenue, Brooklyn, NY 11224 (718) 266-2204

    • Greater Metro Federal Credit Union located at 31-10 37th Avenue Suite 403, Long Island City, NY 10010 (800) 361-1012

    • Greater Metro Federal Credit Union located at VA Hospital, 2nd floor, 423 East 23rd Street, New York, NY (800) 361-1012

    • Progressive Credit Union located at 133 West 33rd Street 7th Floor, New York, NY 10001 (212) 695-8900

  • You can use your Finest FCU debit card “surcharge free” at any ATM on the CO-OP network. This includes most 7-Elevens and McDonalds. Please let us know if you didn’t receive a card.

  • You can complete and sign the A2A Electronic Bank Transfer form that is part of your welcome package. This will enable you to make electronic transfers to and from our credit union. Once you complete & sign the form please fax it back to the credit union at (646) 661-1093 or email it to memberservices@thefinestfcu.org.

If you have questions or concerns please do not hesitate to call our main number at (646) 661-1886 or email your questions to memberservices@thefinestfcu.org.

Thank you,
Member Services