OVERDRAFT PROTECTION* Please tell us how you would like overdrafts to be treated by completing the following:
(You must complete BOTH this section and the separate “What You Need to Know about Overdrafts and Overdraft Fees” form)
Overdraft Protection Plan. Under the Overdraft Protection Plan, I may authorize you to pay transactions that would cause an overdraft of my
checking account by transferring funds from an existing savings account, or by advancing funds from a line of credit. If I elect Overdraft Protection,
you will look to this plan for funds to cover my overdrafts before you use your standard overdraft procedures. If I choose not to elect Overdraft
Protection, or I have insufficient funds in my account or insufficient credit available on my line of credit to cover the overdrafts, then your standard
overdraft practices will govern. Under those practices, you may (but don’t have to) pay checks and automatic bill payments that cause overdrafts; if
you do so, you will charge me a fee. If an ATM transaction or one-time debit card transaction causes the overdraft, I must tell you if I want you to pay
such transactions or to decline such transactions. (See separate “What You Need to Know About Overdrafts and Overdraft Fees”.)
OR, I AM AN IMMEDIATE FAMILY MEMBER OF A CURRENT MEMBER IN GOOD STANDING, WHO RESIDES IN THE SAME HOUSEHOLD
Enter current member name and your relationship